5 Considerations Before You Refinance Your Mortgage

5 Considerations Before You Refinance Your Mortgage

Thinking about refinancing your mortgage? You’re not alone! Many homeowners have the option to refinance when they need to. However, refinancing isn’t always the right choice. It depends on your specific circumstances, but there are a few factors you can use to help...
What Does it Mean to Have ‘Bad Credit’?

What Does it Mean to Have ‘Bad Credit’?

It’s challenging to maintain good credit, but at what point is a credit score considered ‘good’ or ‘bad’? In Canada, credit scores range from 300-900, with most scores between 600-750. While scores above 680 will get you the best interest rates, scores under 600 can...