What You Should Know Before Buying a Vacation Home

What You Should Know Before Buying a Vacation Home

Do you have a favourite vacation spot? That location you’ve treasured from your very first visitand keep going back for more? Maybe it was an exciting city in another country or a quietseaside escape, or perhaps it’s a winter cabin in the Rockies. Wherever the...
Why Mortgage Pre-Approvals Are Essential Before You Shop 

Why Mortgage Pre-Approvals Are Essential Before You Shop 

Mortgage pre-approvals allow you to shop with confidence! Without a pre-approval, there is a chance that an offer might fall through or won’t be accepted by a seller, causing you to lose out on the house of your dreams. A mortgage pre-approval is...
5 Considerations Before You Refinance Your Mortgage

5 Considerations Before You Refinance Your Mortgage

Thinking about refinancing your mortgage? You’re not alone! Many homeowners have the option to refinance when they need to. However, refinancing isn’t always the right choice. It depends on your specific circumstances, but there are a few factors you can use to help...
What Does it Mean to Have ‘Bad Credit’?

What Does it Mean to Have ‘Bad Credit’?

It’s challenging to maintain good credit, but at what point is a credit score considered ‘good’ or ‘bad’? In Canada, credit scores range from 300-900, with most scores between 600-750. While scores above 680 will get you the best interest rates, scores under 600 can...
Why Mortgages Are Declined

Why Mortgages Are Declined

Not all mortgage applications are accepted. It’s extremely rare that any of my clients are declined for a mortgage, but it is possible. In fact, many clients come to me after they’ve been declined by a bank or through another mortgage broker.  There is a...