It’s challenging to maintain good credit, but at what point is a credit score considered ‘good’ or ‘bad’? In Canada, credit scores range from 300-900, with most scores between 600-750. While scores above 680 will get you the best interest rates, scores under 600 can...
Not all mortgage applications are accepted. It’s extremely rare that any of my clients are declined for a mortgage, but it is possible. In fact, many clients come to me after they’ve been declined by a bank or through another mortgage broker. There is a...
Investing in a rental property is a great way to increase your income and expand your investment portfolio, but owning an investment property is very different from owning your own home. Your rental property mortgage is no exception to this, and there are a few major...
When you’re buying a home, there are plenty of factors that can interfere with a smooth process. One of these factors is the inability to obtain a mortgage, whether because of bad credit, a lack of sufficient income, or some form of debt, which are common for many...
Is credit card interest interfering with your ability to move forward with your financial goals? If so, there are strategies that could keep you from falling further into debt as we enter another unpredictable year. Debt Comes and Goes – Help it Move Along...
The RRSP deadline for this year falls on March 1st, 2021. If you’re planning on buying in the next year or two, now is the time to start strategizing! What Do RRSPs Have to Do with Buying Home? There are two main challenges for first-time homebuyers: First, coming up...
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