What Does it Mean to Have ‘Bad Credit’?

What Does it Mean to Have ‘Bad Credit’?

It’s challenging to maintain good credit, but at what point is a credit score considered ‘good’ or ‘bad’? In Canada, credit scores range from 300-900, with most scores between 600-750. While scores above 680 will get you the best interest rates, scores under 600 can...
Why Mortgages Are Declined

Why Mortgages Are Declined

Not all mortgage applications are accepted. It’s extremely rare that any of my clients are declined for a mortgage, but it is possible. In fact, many clients come to me after they’ve been declined by a bank or through another mortgage broker.  There is a...
How to Get a Mortgage for a Rental Property

How to Get a Mortgage for a Rental Property

Investing in a rental property is a great way to increase your income and expand your investment portfolio, but owning an investment property is very different from owning your own home. Your rental property mortgage is no exception to this, and there are a few major...
Debt Shuffling Strategies for Financial Success in 2021

Debt Shuffling Strategies for Financial Success in 2021

Is credit card interest interfering with your ability to move forward with your financial goals? If so, there are strategies that could keep you from falling further into debt as we enter another unpredictable year.  Debt Comes and Goes – Help it Move Along...
Shopping for a Mortgage During a Pandemic

Shopping for a Mortgage During a Pandemic

Hey everyone. I hope you’re having a fantastic week as activity and volumes are rapidly increasing in the real estate market in the mortgage market. I thought it’d be a really great opportunity to address the question of can you shop for a really great...